Cost & Coverage

A clearer way to understand vision correction costs.

Laser vision correction is not covered by OHIP, but private benefits, employer plans, Health Spending Accounts and available tax credits may help offset the cost.

Transparent pricing Flexible payment options Coverage support

At your consultation

Personalized candidacy and cost review. Clear information before you decide.

How we approach cost

In-house, no-interest financing

Flexible payment options may be available directly through Focus Eye Centre, helping patients spread the cost over time without added interest.

Predetermination letters

We can provide a predetermination letter to send to your insurance provider, so you know what your plan will cover before you commit to anything.

Consistent pricing

We do not vary pricing based on your prescription. Each procedure is offered at a consistent base cost, with care tailored to your eyes.

For federal plan members

The Public Service Health Care Plan

If you are a federal public servant, an RCMP or Canadian Forces member, a retiree, or a dependant covered under the PSHCP, elective laser eye surgery is an eligible expense under the plan's Vision Care benefit. A physician's referral is not required.

The surgery must be performed by an ophthalmologist. Cataract surgery is not eligible under this benefit.

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Elective Laser Eye Surgery

Maximum eligible expense
$2,000 / lifetime
PSHCP reimburses
80%
Your reimbursement
up to $1,600

The maximum applies per covered person — not per eye and not per procedure. A covered spouse carries their own separate lifetime maximum. Confirm your coverage and remaining balance with Canada Life before booking.

Other ways coverage may apply

Most patients have more coverage available than they expect. Three places worth checking.

Private and employer plans

Extended health plans may include a vision or laser eye surgery benefit. Coverage varies widely between employers.

Health Spending Accounts

If your employer offers a Health Spending Account or Personal Health Spending Account, laser vision correction is typically an eligible expense you can draw against.

The Medical Expense Tax Credit

The Canada Revenue Agency recognizes laser eye surgery as an eligible medical expense for the non-refundable Medical Expense Tax Credit. Only amounts you were not reimbursed for can be claimed.

What happens at your consultation

Your assessment is at no charge and carries no obligation.

  1. 01

    A clinical assessment

    Diagnostic imaging and a full examination determine which procedures, if any, are appropriate for your eyes. Suitability is never assumed in advance.

  2. 02

    A written cost breakdown

    You receive the cost of the recommended procedure in writing, including what is and is not included, before any decision is made.

  3. 03

    Coverage and payment options

    We review your benefits with you, prepare a predetermination letter if it will help, and walk through the financing options available.

Cost should not stop you from learning what options may be available. Our team will walk you through your quote clearly before you make any decisions.

Book a Consultation

The information on this page is provided for general information only and is not financial, insurance, or tax advice. Coverage amounts reflect the Public Service Health Care Plan Summary of Maximum Eligible Expenses and may change; confirm your own coverage and remaining lifetime balance with Canada Life before booking. Focus Eye Centre is not affiliated with, or endorsed by, the Public Service Health Care Plan or Canada Life. Eligibility for the Medical Expense Tax Credit depends on individual circumstances — consult a qualified tax professional. Laser vision correction is not covered by OHIP. Suitability for any procedure is determined only after a clinical assessment.

Focus Eye Centre – Locations

Where to find us

Our Locations

Address
1105 Carling Ave
Ottawa, ON K1Y 4G5
Fax
(613) 724-6264
Hours
Monday – Friday8:00 am – 5:00 pm Saturday Closed Sunday Closed
Address
750 Palladium Dr., Suite 102
Kanata, ON K2V 1C7
Fax
(613) 724-6264
Hours
Opening June 1st
Address
725 Arlington Park Place, Suite #3
Kingston, ON K7M 7E4
Phone
Local: (613) 542-5000
Toll-free: 1 (877) 460-6029
Fax
(613) 542-3000
Hours
Monday – Friday8:00 am – 4:00 pm Saturday Closed Sunday Closed